Are you thinking of moving your family to Colorado but are concerned about getting CO home financing? What a dream that would be, and good for you for considering Colorado! There are so many beautiful areas in Colorado, and the small and large communities offer everything for the family on the move. As if its beauty wasn't alluring enough, there are untold recreational opportunities for sportsmen and for families. While other states are having a recession, Colorado is not in a recession. In fact, it is rated as being one of the states with an expanding economy. Now there is some good news for you!
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The Colorado Department of Labor and Employment statistics show that Colorado's unemployment rate held steady at 8 percent in May. This steady rate is due mostly to 7,800 people that were hired by the government with the majority of those positions being in census jobs.
If you are currently living in Colorado you may want to check with the Colorado State Treasurer's Office for any unclaimed property you may have. Old safe deposit boxes, closed bank accounts, stock certificates that are unclaimed after 5 years go to the State Treasurer's Office until claimed by the rightful owner.
There were more than 137,000 inquiries last fiscal year about unclaimed property, compared with 77,000 during the 2007-08 fiscal year. With 38,000 inquiries already it appears to be heading for another record year. Last year the State of Colorado gave back more than $25.5 million. Who knows, you may find money that will help with the down payment for your new Colorado home loan.
Whether you live in Colorado, or you are thinking about it, there is one thing you should definitely know about. You are smack dab in the middle of a record BUYERS' MARKET! This will affect both buying a home and financing it. That means just one thing. Now is the time for you to take action on that dream of yours to take out a Co home loan and buy the home of your dreams. Taking out a CO home loan is easier than it has been for years. You can begin right now with no cost or commitment at this time!
If you have always fancied a home close to a ski resort, now is the time to buy. Breckenridge sales monetary value of sales was down 34% in August from 2008 figures; and August 2008 figures were down by 50% from the figures of 2007's high. The number of transactions overall in August was down 38%, from 183 in '08 to 114 this year. Meanwhile, volume in 2008 was also down 49% from 2007 volume. So, now might be the perfect time for a co home loan for that Breckenridge ski home.
There are first time home buyer programs, VA loan programs, and conventional loans. There are fixed rate and adjustable mortgages to choose from in the various CO home loan programs. There are 15 year and 30 year loans to choose from. The banks want to help you with financing today. Now, here is a feature which will prove my point: You can have preliminary pre-approval within 1 hour.....AND THEY CAN CLOSE AND FUND YOUR LOAN IN AS LITTLE AS 7 DAYS!!
What is our conclusion? Have an emergency meeting with the whole family on the topic of getting a new home in Colorado. We are sure the decision will be unanimous, and with a CO home loan, you'll be able to apply and close in as little as 8 to10 days!
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